The best time to sort your finances is before the mess starts. Most first-year self-employed stress — the surprise tax bill, the shoebox of receipts, the scramble in January — comes from setting up wrong (or not at all) in month one. Get the foundations right and the rest is genuinely easy.
We help people going self-employed do it properly from day one: register with HMRC at the right time, open a separate account, start a tax pot so the first bill is already covered, and capture expenses from the very beginning (including costs from before you started, which are often claimable). No lectures, no jargon — just the right setup and a real accountant in your corner.
