Prepared & filed, included
Accountants for the self-employed
Work for yourself. Not by yourself.
For freelancers, contractors, consultants and creators: fixed fees from £19 + VAT with Self Assessment and FreeAgent included, free business banking, and a named accountant who answers on WhatsApp.
The freelancer's favourite, included
Quarterly updates handled
Both incomes reconciled cleanly
Why owners switch to us
Three things you get on day one
FreeAgent, included
Award-winning accounting software in every package — worth up to £330 a year. Invoicing, expenses, bank feeds and tax forecasts, with no separate subscription to pay.
About FreeAgent
Free business banking with Mettle
We've partnered with Mettle, by NatWest — a free business account built for the self-employed and small companies, with FSCS protection on eligible funds.
About Mettle
Funding when you need it
Our Swoop-powered funding portal matches you with loans, grants and finance from across the market — one search, real options, no obligation.
Explore fundingWho we work with
Every flavour of working for yourself
Freelancers
Designers, developers, writers, marketers — project income, multiple clients, and a tax return that should take us hours, not your weekend.
Freelancer accounting
Contractors & consultants
Day rates, agencies, IR35 questions and the sole-trader-vs-company decision — advised straight, structured right.
Contractor accounting
Creators & side hustlers
Platform income, brand deals, the £1,000 trading allowance and when a hobby legally becomes a business.
Creator accounting
Trades & services
From personal trainers to photographers to therapists — anyone invoicing under their own name.
Trades accounting
Mixed-income professionals
Employment plus freelance, pensions plus consulting — we make the pieces file cleanly together.
Mixed-income accounting
The just-started
Registered last month or thinking about the leap — set up right from day one and skip the classic first-year mistakes.
Getting startedWhat's included
One flat fee, the whole job
- Self Assessment prepared and filed, with your bill explained months ahead
- FreeAgent set up with bank feeds and receipt capture — worth up to £330 a year, included
- Making Tax Digital quarterly updates filed for you when the rules apply
- Expenses maximised — home office, equipment, travel, subscriptions, properly claimed
- HMRC handled — letters, notices and deadlines dealt with on your behalf
- A named accountant on WhatsApp and email, all year, no meter running
Funding · Powered by Swoop
Need funding? Search the whole market in minutes.
Every client gets access to our Buzz funding portal, powered by Swoop — one of the UK's leading business-funding platforms. One profile, matched against 1,000+ providers: start-up loans, working capital, asset finance, grants and equity.
- Start-up loans and government-backed schemes
- Grants you may never have heard of
- Working capital, invoice and asset finance
- No obligation — see your matches before you decide
New · Financial services with E&G
Now more than accountants: full financial planning and protection.
Through our partners at Equity & General (authorised and regulated by the FCA, No. 474163), freelancers and the self-employed can get regulated pensions, protection, mortgage and estate-planning advice — introduced by us and joined up with the numbers we already run for you.
- Pensions & investments
- Protection & income cover
- Mortgages (self-employed friendly)
- Wills & estate planning
Free guides
Start with these
Going self-employed
The complete leap checklist — registration, money, insurance, pensions and the habits that make year one calm.
Read guideYour first Self Assessment
Everything about the first return: what you need, what it'll cost you and the deadlines that matter.
Read guideFreelance & contractor tax
Day rates, IR35, sole trader vs company — the freelancer's map of the whole tax landscape.
Read guideQuestions we get asked
Straight answers
Do I need an accountant if I'm self-employed?
You're not legally required to have one — but a good accountant typically recovers their fee in properly-claimed expenses and avoided penalties, and from April 2026 Making Tax Digital adds quarterly filings that are far easier with software and support. Our packages start at £19 + VAT a month.
How much do you charge?
Fixed monthly packages at £19, £39 or £69 + VAT depending on complexity — your Self Assessment and FreeAgent software (worth up to £330 a year) are included in all of them. The exact package is confirmed in writing before you pay anything.
I freelance alongside a PAYE job. Can you help?
Yes — mixing employment and self-employment is one of our most common client situations. We make sure your PAYE tax is credited correctly, the £1,000 trading allowance is used when it helps, and you only file what's actually needed.
Do you handle IR35 and limited company contracting?
Yes. We advise on status, help you read contracts, and if a limited company is the right structure the wider Buzz family handles it end to end.
What's Making Tax Digital and am I in it?
Since April 2026, self-employed people with gross qualifying income over £50,000 must keep digital records and file quarterly updates (over £30,000 from 2027, £20,000 from 2028). Every package we sell includes MTD filing through FreeAgent.
Can you sort my late or first-ever tax return?
Yes — first returns, late returns, several years behind: all fixable, no lectures. We tidy the past and set up a system so it never happens again.
